YOU'RE BROKE

just kidding. does not look like it's a 100K case here. but do not talk to anyone, not even your agent how much you have/own. they will not let go so easy 100K for this accident.
100K coverage is not enuf for you, dude.. for all those nuts having some money (house, big savings, ect.) need to have sufficient insurance coverage, get it NOW so to sleep well, just in case. some comnpany offers umbrella coverage with minimum auto for 250K. check around...