这不是我的个人观点,这是一个事实。网上有很多相关数据,随便搜一下就知道了。平时我喜欢听理财专家的radio, 咨询专家的那些美国老百姓给我的印象也是 - 比较穷。听到好多有趣的事,真让人惊叹,感觉怎么这么多美国人这么缺乏financial sense, 我们中国人天生就懂的关于钱的常识,好像他们都不懂。不过现在习惯了,很多美国人就是那样。
当然如果你生活在中上层或者富裕的圈子里,说我看到我同事我朋友都很有钱啊,很会理财啊,那他们至少也是top 10%, 不是大多数的美国老百姓。你说我们不要跟穷人比,我们要比当然跟上层比,那就是另一个话题,和我的题目无关了。
下面那个有二十万现金存款的美国人,肯定不是大多数啦。
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US Household Income. According to the Census ACS survey, the median household income for the United States was $55,775 in 2015, the latest data available. 2016Census ACS data (including 2016 national household income numbers) will be released in September of 2017.
Nearly 7 in 10 Americans have less than $1,000 in savings
Here's how much the average American family has saved for retirement?http://www.cnbc.com/2016/09/12/heres-how-much-the-average-american-family-has-saved-for-retirement.html?