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    #跟帖#  international growth vs US in the future. [投资理财] - phx007(0 bytes ) 2023-11-22
    #跟帖#  target funds have 30% international funds. depends how you see i [投资理财] - phx007(0 bytes ) 2023-11-22
    #跟帖#  我的意思是如果一个人退休后收入全靠红利,股市大跌的,分红也合大跌吗?靠红利能否撑过熊市而不用卖股票。 [投资理财] - phx007(0 bytes ) 2023-11-16
    #跟帖#  这期间的dividend 收入怎么样?dividend跌幅也和指数一样吗? [投资理财] - phx007(0 bytes ) 2023-11-16
    #跟帖#  Depends how long you can keep it invested. [投资理财] - phx007(0 bytes ) 2023-11-13
    #跟帖#  don’t roll over to IRA if you want to do backdoor. [投资理财] - phx007(0 bytes ) 2023-11-09
    #跟帖#  between IRA and Roth IRA. [投资理财] - phx007(0 bytes ) 2023-11-09
    #跟帖#  it’s amazing you know backdoor Roth but don’t know difference be [投资理财] - phx007(0 bytes ) 2023-11-09
    #跟帖#  if you really care, 装个没有空隙的 Fence。 [投资理财] - phx007(0 bytes ) 2023-11-08
    #跟帖#  what happen if you lose the job? [投资理财] - phx007(0 bytes ) 2023-11-08
    #跟帖#  BSO. If serious at lease show what is your expected expense in r [投资理财] - phx007(0 bytes ) 2023-11-05
    #跟帖#  Do you really trust answers on internet for tax questions? [投资理财] - phx007(0 bytes ) 2023-11-05
    #跟帖#  Yes [投资理财] - phx007(0 bytes ) 2023-11-05
    #跟帖#  No [投资理财] - phx007(0 bytes ) 2023-11-05
    #跟帖#  确实是。中产养娃太贵了。 [投资理财] - phx007(0 bytes ) 2023-11-04
    #跟帖#  两娃八十万。当然去州大是个方法,但是保不准小孩到时有能力去好私校。 [投资理财] - phx007(0 bytes ) 2023-11-04
    #跟帖#  楼主两小孩还小,到上大学时一年学费生活费应该过十万了。 [投资理财] - phx007(0 bytes ) 2023-11-04
    #跟帖#  个人觉得529最好的是专款专用,以后拿钱付学费不心疼。反正那钱不属于自己的。十年后学费至少四十万。 [投资理财] - phx007(0 bytes ) 2023-11-04
    #跟帖#  要想拿最多,只能67岁,甚至70岁。 [投资理财] - phx007(0 bytes ) 2023-10-13
    #跟帖#  $12 million [投资理财] - phx007(0 bytes ) 2023-10-13
    #跟帖#  401k. cannot be made to pretax 401k [投资理财] - phx007(0 bytes ) 2023-10-13
    #跟帖#  the rule is catchup contribution part can only be made to Roth 4 [投资理财] - phx007(0 bytes ) 2023-10-13
    #跟帖#  而且要67岁才能拿 [投资理财] - phx007(0 bytes ) 2023-10-12
    #跟帖#  本金多少?VYM,Schd, 3%, 5m, 150k. 本金应该还会长,应该可以对付通胀。 [投资理财] - phx007(0 bytes ) 2023-10-12
    #跟帖#  inflation, 20 年五万成二万? [投资理财] - phx007(0 bytes ) 2023-10-12
    #跟帖#  IRS刚多了几百个亿的 Funding,计划扩大审计,不要撞在枪口上。 [投资理财] - phx007(0 bytes ) 2023-09-29
    #跟帖#  不好做backdoor Roth 了。 [投资理财] - phx007(0 bytes ) 2023-09-28
    #跟帖#  从另一个角度看,如果美20年利率到6%,7%,谁又会去买股票? [投资理财] - phx007(0 bytes ) 2023-09-28
    #跟帖#  还是小心点。美国国债这么高,为了还利息和其他,以后只能提供更高的利息来卖美债。 [投资理财] - phx007(0 bytes ) 2023-09-28
    #跟帖#  RMD是balance/factor. 80岁是17,所以RMD比70岁要多,if balance is same. [投资理财] - phx007(0 bytes ) 2023-09-27
    #跟帖#  当然跟活几岁有关,太复杂了,跟着感觉走吧。 [投资理财] - phx007(0 bytes ) 2023-09-27
    #跟帖#  觉得还有什么地方不对。一年取岀来的只有401的3.5 %,401 K还会长。年纪越大,RMD比重越高,最后还是有可能推到更高的税 [投资理财] - phx007(0 bytes ) 2023-09-27
    #跟帖#  当时wish什么税都不用交,现在wish当时交了SS税。 [投资理财] - phx007(0 bytes ) 2023-09-24
    #跟帖#  this is act of god [投资理财] - phx007(0 bytes ) 2023-09-17
    #跟帖#  他们没有义务砍。你可以砍。邻居树压破你家,邻居应该不用负责,你用你的保险公司。 [投资理财] - phx007(0 bytes ) 2023-09-17
    #跟帖#  stick to long term goal [投资理财] - phx007(0 bytes ) 2023-09-16
    #跟帖#  if you have had this for last 10-15 years then you should have d [投资理财] - phx007(0 bytes ) 2023-09-16
    #跟帖#  also when did you start? if you started in last two years, then [投资理财] - phx007(0 bytes ) 2023-09-16
    #跟帖#  but that’s not the reason to invest everything to stock. [投资理财] - phx007(0 bytes ) 2023-09-16
    #跟帖#  I don’t think you should change. bond has a bad year. [投资理财] - phx007(0 bytes ) 2023-09-16
    #跟帖#  increase the sensitivity in the setting [投资理财] - phx007(0 bytes ) 2023-09-13
    #跟帖#  for call protected it’s 4.7% [投资理财] - phx007(0 bytes ) 2023-09-12
    #跟帖#  I only see no call protected for those rates [投资理财] - phx007(0 bytes ) 2023-09-12
    #跟帖#  真有?too good to be true [投资理财] - phx007(0 bytes ) 2023-09-12
    #跟帖#  SPY vs SCHD/JEPI? Apple vs Orange [投资理财] - phx007(0 bytes ) 2023-09-12
    #跟帖#  但是钱用完了怎么办?正是因为两党都不敢改革SS,所以结果是 SS入不敷出,只能减少了。 [投资理财] - phx007(0 bytes ) 2023-09-05
    #跟帖#  美国人又不愿多交税,又不愿调高退休年龄,工作的人越来越少,老人越来越多,越来越长寿 [投资理财] - phx007(0 bytes ) 2023-09-05
    #跟帖#  I would count SS as bonus. [投资理财] - phx007(0 bytes ) 2023-09-05
    #跟帖#  SS most likely will reduce. [投资理财] - phx007(0 bytes ) 2023-09-05
    #跟帖#  don’t count the chicken before it’s hatched. [投资理财] - phx007(0 bytes ) 2023-09-05
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