Why periodic stimuli only directly for businesses and government

Why periodic stimuli only directly for businesses and governments? Why period to direct stimulus directly to individuals? Can you tell straight to the mass how the Insurances or Unemployment Benefits or Workers' Compensation are so PHONY in the "insurance" or "benefits" or "compensation"? They are bunches of human scums who care NOTHING about the applicants' or claimants' REAL sufferings while they can spew CRAP outright off the simple FACTS like how many days a week the person was working and they coordinate with each other parties for such a PHONY system. In other words, these human scums by the name of caring people would STEAL the money namely for the people. WATCH THEM, NOW THE $1,200 SINGLE CHECK IS SO MUCH MONEY TO THEM, so they get rid of it, while they want the so-called $300 unemployment EVERY WEEK to "help" the "unemployment". The real world, instead of my expression, is so cynic itself.