医学院loan Forgiveness: effective 7/1/09

 

 

来源: career 于 2014-04-07 19:15:19 [档案] [博客] [转至博客] [旧帖] [给我悄悄话] 本文已被阅读：549次

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MedSch loan Forgiveness: effective 7/1/09

 

 

来源: career 于 2014-04-07 19:07:25 [档案] [博客] [转至博客] [旧帖] [给我悄悄话] 本文已被阅读：13次

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MedSch loan Forgiveness: any reason for not going for MD now?

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Public Service Loan Forgiveness (PSLF):

 

CCRAA authorizes a new "public service" loan forgiveness program, effective July 1, 2009.

 

Physicians will be eligible for the program after 10 years of loan repayment while practicing in a "public service" job. The definition of "public service" includes 501(c)(3) non-profit organizations, faculty in "high-needs areas (as determined by the Secretary of Education), and service at private organizations providing "public health" or "emergency management" services. HEAO clarifies the definition of public health to include "full-time professionals engaged in health care practitioner occupations and health care support occupations, as such terms are defined by the Bureau of Labor Statistics." Only Direct Loans are eligible for forgiveness, but borrowers may consolidate other federal loans under a single Direct Consolidation Loan. Physicians that participate in IBR could save over $160,000 on their total loan repayment.

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The 10-yr example:

 

Plastic and Reconstructive Surgery Resident: 7 yrs and Fellow: 3 yrs.

 

During these 10 yrs, monthly loan repayment is as low as $100.

 

:)

所有跟帖： 

• 我想好了， 三个孩子的教育费用我都付， 但是孙子辈的我就不管了。 -may1995- ♀ (110 bytes) () 05/03/2014 postreply 18:02:53

• 孩子有钱就大办， 没钱就两家人吃个饭。 对孩子我不想管太多。 -may1995- ♀ (49 bytes) () 05/03/2014 postreply 18:12:40

• 她没钱也就别接受那个戒指。 没戒指就丢人了？ -may1995- ♀ (0 bytes) () 05/03/2014 postreply 18:24:58

• 没有的事情。 女孩子庄重点， 什么都解决了。 年轻人的社交习惯， 是女的 -may1995- ♀ (41 bytes) () 05/03/2014 postreply 18:31:57

• The E-ring is the most convenient way to show 庄重 in US. -career- ♂ (0 bytes) () 05/03/2014 postreply 21:59:30

• 找小中，婆家管婚礼；找洋人，还是不要省的好。婚礼和学费比不算什么，还是风光嫁女吧：） -yundao- ♀ (0 bytes) () 05/03/2014 postreply 18:23:23

• 找谁我都是一样的。 如果本科医学院的费用都付了， 她还没能力自己整个婚礼 -may1995- ♀ (102 bytes) () 05/03/2014 postreply 18:26:25

• 找洋人，婚礼是娘家出是习俗。可以让女儿医生把钱给你，你再风光体面给回去： ） -yundao- ♀ (24 bytes) () 05/03/2014 postreply 18:35:23

• 那可以， 如果女儿非讲究这个程序， 我不反对。 -may1995- ♀ (154 bytes) () 05/03/2014 postreply 18:36:58

• 女孩还是更喜欢找更有实力的男生吧。做家长的不能让亲家低看了。 -yundao- ♀ (0 bytes) () 05/03/2014 postreply 18:42:30

• 对方看低你自然有看低的理由， 不见得是因为你没钱。 -may1995- ♀ (0 bytes) () 05/03/2014 postreply 18:44:18

• 如果俺亲家太穷，我就替他们风光嫁女 ：） -yundao- ♀ (0 bytes) () 05/03/2014 postreply 18:49:53

• 哈哈， 是不是你儿子实在难找对象？ -may1995- ♀ (6 bytes) () 05/03/2014 postreply 18:53:59

• 别抬杠了，你将来一定比谁都风光嫁女，现在嘴硬吧了：） -yundao- ♀ (0 bytes) () 05/03/2014 postreply 19:11:26

• even找小中，还是风光嫁女吧. -career- ♂ (0 bytes) () 05/03/2014 postreply 18:33:22

• 婚姻可是比学业重要多了，3个孩子学费都管了，婚姻这么重要的东西反而不管了？ 不对吧！ -新看客_2- ♀ (0 bytes) () 05/03/2014 postreply 18:19:38

• 婚姻好坏和父母已经没关系。 自己负责。 -may1995- ♀ (0 bytes) () 05/03/2014 postreply 18:22:41

• 在美国女儿婚礼家长是一定要管的，你哪怕学费让女儿贷个三五万， -AMEX8- ♀ (79 bytes) () 05/03/2014 postreply 18:29:37

• 一个婚礼就能抬起头了， 哪儿有那么容易的？ -may1995- ♀ (130 bytes) () 05/03/2014 postreply 18:34:14

• 还有同事阿，朋友阿。 -AMEX8- ♀ (0 bytes) () 05/03/2014 postreply 18:46:40

• 婚礼的钱远比学费少， 女孩想怎么办， 自己应该有能力办。 -may1995- ♀ (0 bytes) () 05/03/2014 postreply 18:50:00