芳,这都不知道啊?经济风暴都白风暴啦:))

回答: 房地产问题fpxjz2012-09-10 21:05:10

short sale 就是市场价低于欠的钱, so when you sale the house, the sale proceeds is "short" of martgage balanceand , and the bank have to take a loss, if short sale is not successful, the house typically goes to forclosure.

The appraised value for tax purpose can be very different from market price because all the houses in a town have to be valued based on a particular time point, or newer house has to pay lots of more property taxes(if the house value has been raising). 20% is not very high actually, my old house was sold 3 times of appraised value (for tax purpose).

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风暴里我是不是躲在水底没敢看吗。只听说过forclosure。 -fpxjz- 给 fpxjz 发送悄悄话 fpxjz 的博客首页 (0 bytes) () 09/14/2012 postreply 16:25:17

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