ACA cost & deductible table

Bronze Plans

Individual Age Profile	2017 Average Premium	2016 Average Premium	Increase
30 year-old	$311.17	$257.68	21%
40 year-old	$350.23	$289.88	21%
50 year-old	$489.54	$405.28	21%
60 year-old	$743.52	$615.15	21%

 

Cost-Sharing Category	2017 Avg. for Individuals	2017 Avg. for Families
Deductible (Medical)	$6,092	$12,393
Max Out-of-Pocket Costs	$6,904	$13,810

 

 

Silver Plans

Individual Age Profile	2017 Average Premium	2016 Average Premium	Increase
30 year-old	$364.91	$312.00	17%
40 year-old	$410.73	$351.02	17%
50 year-old	$574.10	$490.75	17%
60 year-old	$872.01	$744.99	17%

 

Cost-Sharing Category	2017 Avg. for Individuals	2017 Avg. for Families
Deductible (Medical)	$3,572	$7,474
Max Out-of-Pocket Costs	$6,449	$12,952

 

 

Gold Plans

 

Individual Age Profile	2017 Average Premium	2016 Average Premium	Increase
30 year-old	$464.19	$380.98	22%
40 year-old	$522.45	$428.51	22%
50 year-old	$730.28	$599.16	22%
60 year-old	$1,109.14	$909.22	22%

 

Cost-Sharing Category	2017 Avg. for Individuals	2017 Avg. for Families
Deductible (Medical)	$1,197	$2,745
Max Out-of-Pocket Costs	$4,889	$10,168

 

 

for bronz people spending for the year will be $9826.04 before insurance kick in include monthly if you young

for gold people spending for the year will be $6767.28 before insurance kick in include monthly if you young.

Basically if you really sick in hosiptal, otherwise you are just contribute the money to the program.  BTW  low income will get money back and other will get nothing.