问了几个银行不给贷款,后来有一个说可以, 大家帮看看怎么样? On any investment property right now, the rate would be approximately Prime + 1 (currently 6%). We also charge a 1 percent origination fee on the loan amount. Term can be up to 20 years (with a 20 year amortization) but the rate will adjust every 3 years.