Refinancing a mortgage usually lengthens the term of a loan, which indeed costs you lots of $$$.
Refinancing a mortgage usually lengthens the term of a loan, which indeed costs you lots of $$$.
• 我也是怕这个。但根据Agent说的,我没什么可损失的,每月月供少了,还款额还是一样。 -毛人- ♂ (0 bytes) () 02/17/2019 postreply 11:25:05
• How many years have you been into the current mortgage? -autumnjune- ♀ (74 bytes) () 02/17/2019 postreply 11:29:26
• 还不到半年。之前是7年的ARM,但去年利率涨得厉害,我老婆怕了,赶快做了个30年的。 -毛人- ♂ (200 bytes) () 02/17/2019 postreply 11:33:56
• I would suggest you wait for the rates to come down further. -autumnjune- ♀ (200 bytes) () 02/17/2019 postreply 11:37:40
• Got it. Thank you so much! -毛人- ♂ (0 bytes) () 02/17/2019 postreply 11:41:46
• 利息大多集中于前七年 -越王剑- ♂ (110 bytes) () 02/17/2019 postreply 11:31:37
• 越王兄,如果毛人兄能把省下的钱付本金,他就省了利息,周期也缩短了。 -hhtt- ♂ (0 bytes) () 02/17/2019 postreply 11:40:35
• 秋六美美,问得好!Refi可以把钱省出来做其他投资,房贷利率要比HELOC低! -hhtt- ♂ (0 bytes) () 02/17/2019 postreply 11:30:27