你把"# of financed properties"和"# of cash-out"的概念搞混了,
房贷里没有"max # of cash-out"的说法,只有"max # of financed properties"的说法。以前房贷的要求是:
(1) 如果是出租房的房贷的话,不管是purchase,refi还是cash-out,"max # of financed properties"曾经是4个,现在早就增加到10个,而且还可以夫妻分开算(也就是夫妻每个人名下可以有10个financed properties;
(2) 自住房的房贷不受"max # of financed properties"的限制。