奇虎贷款利率-CA, TX, MD, VA,FL, GA, WA- 3月1日星期四

SUMMARY：今天（3月1日 星期四）开盘时的房贷利率价格和上个工作日相比基本持平.

注：除非特别说明，以下列出的利率都是基于本帖底部的贷款参数，并且是带impound account的利率。

******************************* CALIFORNIA ******************************* (Based on Conforming Loan $453K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post)   PRIMARY RESIDENCE - REGULAR REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.375 3.875 4.250 3.875 ------ ------ >$453K 4.625 4.125 4.625 ------ ------ ------ Jumbo 4.500 ------ ------ ------ ------ ------   PRIMARY RESIDENCE - CASH-OUT REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.500 4.000 4.375 4.000 ------ ------ >$453K 5.125 4.750 4.875 ------ 4.375 4.500   PRIMARY RESIDENCE - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.250 3.750 4.125 3.750 4.000 4.125 APR 4.307 3.832 4.160 3.868 4.036 4.171   >$453K 4.375 4.000 4.375 ------ ------ ------ APR 4.424 4.047 4.443 ------ ------ ------   Jumbo 4.375 4.250 ------ ------ 4.125 4.125 APR 4.398 4.328 ------ ------ 4.158 4.158   INVESTMENT PROPERTY - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.750 4.250 4.500 4.250 ------ ------ APR 4.776 4.351 4.565 4.396 ------ ------   ******************************* MARYLAND ******************************* (Based on Conforming Loan $453K, High-Balance Loan $636K. See other assumptions at the bottom of the post)   PRIMARY RESIDENCE - REGULAR REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.500 3.875 4.250 3.875 ------ ------ >$453K 4.625 ------ ------ ------ ------ ------   PRIMARY RESIDENCE - CASH-OUT REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.625 4.125 4.375 4.125 ------ ------ >$453K 5.125 4.625 4.875 ------ 4.375 4.500   PRIMARY RESIDENCE - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.375 3.750 4.125 3.750 4.000 4.125 APR 4.361 3.799 4.134 3.820 4.007 4.142   >$453K 4.375 4.250 ------ ------ 4.125 4.125 APR 4.373 4.284 ------ ------ 4.134 4.134   INVESTMENT PROPERTY - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.750 ------ 4.500 ------ ------ ------ APR 4.757 ------ 4.539 ------ ------ ------   ******************************* VIRGINIA ******************************* (Based on Conforming Loan $453K, High-Balance Loan $636K. See other assumptions at the bottom of the post)   PRIMARY RESIDENCE - REGULAR REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.500 4.000 4.375 4.000 ------ ------ >$453K 4.750 ------ ------ ------ ------ ------   PRIMARY RESIDENCE - CASH-OUT REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.625 4.125 4.500 4.125 ------ ------ >$453K 5.250 4.875 5.000 ------ 4.500 4.625   PRIMARY RESIDENCE - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.250 3.750 4.125 3.750 4.000 4.125 APR 4.282 3.806 4.140 3.830 4.011 4.146   >$453K 4.375 4.250 ------ ------ 4.125 4.125 APR 4.376 4.289 ------ ------ 4.136 4.136   INVESTMENT PROPERTY - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.750 ------ 4.500 ------ ------ ------ APR 4.750 ------ 4.544 ------ ------ ------   ******************************* TEXAS ******************************* (Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)   PRIMARY RESIDENCE - REGULAR REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.500 4.125 4.375 4.125 ------ ------ >$453K 5.250 4.875 5.000 ------ 4.500 4.625   PRIMARY RESIDENCE - CASH-OUT REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.750 5.250 4.625 ------ ------ 5.375 >$453K 5.250 4.875 5.000 ------ 4.625 4.625   PRIMARY RESIDENCE - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.250 3.750 4.125 3.750 4.000 4.125 APR 4.287 3.814 4.146 3.843 4.036 4.172   >$453K 5.000 4.500 4.750 ------ 4.250 4.375 APR 4.997 4.533 4.747 ------ 4.253 4.378   INVESTMENT PROPERTY - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.625 4.250 4.500 4.250 ------ ------ APR 4.673 4.334 4.551 4.370 ------ ------   ******************************* FLORIDA ******************************* (Based on Conforming Loan $200K, Jumbo Loan $500K for FL Keywest Area only. See other assumptions at the bottom of the post)   PRIMARY RESIDENCE - REGULAR REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K loading... loading... loading... loading... loading... loading... >$453K loading... loading... loading... loading... loading... loading...   PRIMARY RESIDENCE - CASH-OUT REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K loading... loading... loading... loading... loading... loading... >$453K loading... loading... loading... loading... loading... loading...   PRIMARY RESIDENCE - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K loading... loading... loading... loading... loading... loading... APR loading... loading... loading... loading... loading... loading...   >$453K loading... loading... loading... loading... loading... loading... APR loading... loading... loading... loading... loading... loading...   INVESTMENT PROPERTY - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K loading... loading... loading... loading... loading... loading... APR loading... loading... loading... loading... loading... loading...   ******************************* GEORGIA ******************************* (Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)   PRIMARY RESIDENCE - REGULAR REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K loading... loading... loading... loading... loading... loading... >$453K loading... loading... loading... loading... loading... loading...   PRIMARY RESIDENCE - CASH-OUT REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K loading... loading... loading... loading... loading... loading... >$453K loading... loading... loading... loading... loading... loading...   PRIMARY RESIDENCE - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K loading... loading... loading... loading... loading... loading... APR loading... loading... loading... loading... loading... loading...   >$453K loading... loading... loading... loading... loading... loading... APR loading... loading... loading... loading... loading... loading...   INVESTMENT PROPERTY - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K loading... loading... loading... loading... loading... loading... APR loading... loading... loading... loading... loading... loading...   ******************************* WASHINGTON ******************************* (Based on Conforming Loan $453K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post)   PRIMARY RESIDENCE - REGULAR REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K loading... loading... loading... loading... loading... loading... >$453K loading... loading... loading... loading... loading... loading... Jumbo loading... loading... loading... loading... loading... loading...   PRIMARY RESIDENCE - CASH-OUT REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K loading... loading... loading... loading... loading... loading... >$453K loading... loading... loading... loading... loading... loading...   PRIMARY RESIDENCE - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K loading... loading... loading... loading... loading... loading... APR loading... loading... loading... loading... loading... loading...   >$453K loading... loading... loading... loading... loading... loading... APR loading... loading... loading... loading... loading... loading...   Jumbo loading... loading... loading... loading... loading... loading... APR loading... loading... loading... loading... loading... loading...   INVESTMENT PROPERTY - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K loading... loading... loading... loading... loading... loading... 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Please note that the rates are subject to mid-day changes. This is especially true when stock and bond markets move radically during the day. Rates above are based on the following assumptions: 1. Loan Amount: See detailed loan amounts under the State name above; 2. Loan-To-Value (LTV): - <=75% for Primary Residence Conforming Refinance & Purchase; - <=70% for Primary Residence Conforming Cash-Out Refinance; - <=75% for Primary Residence Super-Conforming Refinance and Purchase (except for 7/1 ARM which is <=70%); - <=65% for Primary Residence Super-Conforming Cash-Out Refinance; - <=75% for Investment Property Conforming Purchase; - <=65% for Jumbo Refi & Purchase. 3. Primary Residence (except specified); 4. Single Family Residence; 5. Credit score>=740; 6. With Impound/Escrow Account; 7. 30-day lock; 8. US Citizen or Permanent Resident (Sorry, this is a requirement by the lender from which the above rates are based) For Refinance, rates are based on No Point No Fee. So APR for Refinance = Refinance Rate. For scenarios outside the above assumptions, please contact local loan officers for case inquiry. 注：以上凡是没有表明利率的loan program，意味着该program做不了no point的贷款，需要收point才能做。 奇虎贷款NMLS ID: 1169300